Markets can be a rollercoaster. Recently, it seems that every day the headlines scream about the latest market swings – one hour it’s optimism, the next its panic. The temptation to react is real. BUT, history has shown that making major portfolio shifts based on short-term noise is one of the biggest mistakes investors can make.

 

Think about it: The best and worst market days often happen close together. Missing just a handful of the best days can significantly impact long-term returns. Successful investing isn’t about perfectly timing the market – it’s about the time in the market.

 

Instead of reacting to the noise, stick to your plan. Focus on fundamentals. If you have cash, start to average in. Consider Roth IRA conversions. Trust your process. The markets will always be volatile, but discipline separates investors from speculators.

 

Check out this morning’s conversation with Frank Holland on CNBC.

 

▶️ Watch the full interview on CNBC here!